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Elena is 37 years old and married with two children. She works hard to provide for her family by running a general store in the Philippines. She has been running the store for six years and also earns an income from farming and pig fattening.

She requested a 30,000 PHP loan through NWTF to buy items to sell like sugar, sardines, groceries, etc. in her general store. She has borrowed and paid off 8 loans from NWTF before this loan.

Elena aspires to build and expand her business to secure the future of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 454
    View loans »
    Philippines Loans Fundraising
  • $69,821,250
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Elena to buy items to sell in her general store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 31, 2011
May 2, 2011
Currency Exchange Loss:
Jan 15, 2012