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Orozobek S. is 55, married, and has four children. He worked as a driver, and in order to find an additional means of subsistence for his family he started his business of cattle breeding in 2006. With the initial capital of 15,000 KGS, he managed to develop a farm with a monthly profit of about $86. With the revenues, he was able to pay for a good education for his elder daughters and to buy a car for his family.

Orozobek has applied for a loan of 100,000 KGS to purchase two bull calves and ten sheep. It will allow him to further improve his household and in the future, to expand his business activities by building a bath house for the local population.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 38
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,537,675
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Orozobek to purchase cattle and sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 28, 2011
May 2, 2011
Currency Exchange Loss:
Apr 15, 2012