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Milagrosa works hard to support four children. She is married and has a seaweed culture business in the Philippines. She has been in this business for 20 years.

She requested a 19,000 PHP loan through NWTF to buy raw materials for her business. In the future, Milagrosa would like to save enough money so she could afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 360
    View loans »
    Philippines Loans Fundraising
  • $70,814,925
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Milagrosa to buy raw materials for her seaweed business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 12, 2011
May 2, 2011
Currency Exchange Loss:
Apr 15, 2012