A loan of $475 helped to purchase additional canned goods, beverages, and breads.

Judilyn's story

Judilyn G. is from the village of West Kibawe in the Kibawe Municipality of Bukidnon Province. Judilyn is 29 years old. She is married and has two young children. To make a living, Judilyn owns and operates a sari-sari (variety) retail shop. The main source of income for the business comes from buying and selling canned goods, beverages, powdered juice drinks, shampoo, soap, and biscuits in the local community. Judilyn has been engaged in her business for over four years, and she earns approximately 10,000 PHP a month for these activities.

In 2009, Judilyn joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Judilyn has successfully repaid a previous loan of 17,000 PHP from HSPFI. This previous loan was used to purchase additional inventory and as working capital. Judilyn is requesting a new loan of 20,000 PHP, which will be used to purchase additional canned goods, beverages, and breads. This loan will be the sixth loan taken out by Judilyn from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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