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Saipul A. works as a fisherman on the island of Menjangan in the western part of Bali. Saipul A. is a diver. At this time he is using his own boat, but still relies on the wind to go to sea and the results are not optimal. He borrowed Rp. 10,000,000 at MUK to buy a boat engine so he could explore the wider marine and get maximum results. He already has a customer that will buy the fish. Saiful A. lives off the coast. He spends Rp. 30 000 per day for meals and Rp. 120,000 for electricity.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 88
    View loans »
    Indonesia Loans Fundraising
  • $5,739,450
    Funds lent in using Kiva
  • 8,658.4
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Saiful to buy a boat engine.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Apr 19, 2011
Apr 28, 2011
Currency Exchange Loss:
Dec 15, 2011