A loan of $500 helped to pay for additional grocery items for her variety store.

Baruela's story

This is Baruela D. R., 60, a resident of Brgy. Commonwealth, Quezon City, Philippines. She is married to Samson, an overseas Filipino worker, and is the mother of four children. Baruela is a high school graduate who manages her own micro-business to help her husband earn a living.

Baruela operates a variety store which, in the Philippines, is basically a small convenience store that retails groceries, toiletries and beverages piecemeal in the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 PHP’s-worth of cooking oil or an egg. Baruela's store is located adjacent to her house and her regular customers are her neighbors and the local community. She makes a profit by getting supplies at wholesale prices and selling them at retail piece rates. Baruela earns a minimum of 200 PHP in sales every day.

To help her continue operations of her store, Baruela is requesting a 21,000 PHP loan. She plans to use it to buy more products such as groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.

Baruela dreams of being able to give all of her children a good and high-quality education through all of her hard work in her business. As a CCT community partner, she faithfully attends the group’s weekly fellowship* meeting where she can also draw strength and inspiration from the Word of God she receives.

*All CCT community members are organized into fellowship groups composed of 15 to 30 community partners that meet on a weekly basis. The fellowship groups gather to study the Word of God, build social capital, and pay microfinance loans.

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