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Celsa Gregoria
Celsa, 47, is very ambitious in her work. When she was very young she started working in private houses. After a while she worked in a home-based diner until she was of age. Then she started her own business, preparing and selling meals and fried green plantain dumplings to her customers throughout her area. Right now she is studying to finish her primary education, and she plans to go on to finish her high school diploma so that she can do other kinds of work.

She starts work at 5:00 am, preparing the dough, then at 7:00 am she leaves to deliver her orders, returning to her home at 11:00 am to make the lunches. With the help of this loan she wants to increase her business income by buying bulk merchandise and ingredients for her dumplings and lunches, including large quantities of rice, branches of green plantains, and cases of soda. Her dream is to modify her house and rent part of it to have another source of income, and to continue increasing her customer base.
View original language description ↓
Celsa de 47 años, es una mujer muy emprendedora en su actividad que desde muy joven empezó a trabajar en casa privadas después con el tiempo trabajo en un comedor de comida hasta que cumplió la mayoría de edad emprendió su propio negocio de ventas de comidas y preparación de bolones de verde a clientes por sus sector.

En la actualidad ella esta estudiando para culminar la primaria y después el bachillerato y así tener otro tipo de trabajo. Ella labora de 5H00 am a preparar la masa y de 7H00 sale a dejar sus pedidos y llega a las 11H00 am a su domicilio para preparar lo almuerzos. Con la ayuda del préstamo quiere comprar mercadería para la venta de bolones y almuerzos como quilates de arroz, racimos de verdes, colas por paquetes para mejorar los ingresos en su negocio. Ella anhela adecuar su casa y alquilarla para tener otro ingresos y otra seguir incrementando su clientela.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Celsa Gregoria to purchase bulk merchandise and ingredients, including rice, plantains, sodas and juices.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 7, 2011
Apr 28, 2011
Currency Exchange Loss:
May 15, 2012