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Carlos Humberto
Carlos, age 58, is a hard-working man. He started his business activity, a shoe shop, when his father died. He also rents apartments.

He works every day in his shoe shop, and he collects from his renters every two weeks. It is difficult for him to work on the shoes when people are going to complain to him because he does not deliver what they want on time.

His children are married and live outside of the country.

He wishes to use the loan to buy materials to make shoes in order to increase his earnings. He will buy things like glue, leather, and patches.

In the future he will continue with the business. He will also finish fixing up the apartment rentals with better finishing touches.
View original language description ↓
Carlos de 58 años, es un hombre trabajador que inicio su actividad en el taller de calzado de su padre cuando el falleció y también alquilas departamentos.

El labora diariamente en el taller de calzados y cobrándole en cada quincena a sus inquilinos. Le dificultad realizar los calzados cuando la gente se le va a quejar porque no le entregan a tiempo lo que ellos piden. Sus hijos están casados y viven fueran del país.

Con el préstamo desea comprar materiales de confección de calzados para incrementar sus ingresos como pegamento, cuero, parches. En un futuro seguir en el negocio y terminar de arreglar sus departamentos de alquiler para un mejor acabado.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carlos Humberto to buy glue, leather, and patches.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 4, 2011
Apr 28, 2011
Currency Exchange Loss:
Jun 18, 2013