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Emmanuel David
Emmanuel is 19 years old. He is an enterprising young man who started his activity opening a grocery store a little while ago. Little by little, he increased his working capital.

He works daily with the help of his mother who also helps him buy merchandise for his business. On some occasions, he doesn't have time to be at the business since he is still in school. That is why his mother helps him work, selling rice, beverages, candies, etc.

With the loan, he wants to buy rice, oil, sugar and more products for his business to increase his income. In the future, he wants to grow his business.
View original language description ↓
Emmanuel de 19 años, es un joven emprendedor que inicio su actividad abriendo una tienda de víveres hace poco tiempo. Poco a poco a incrementado su capital de trabajo.

El labora diariamente con la ayuda de su madre que a la vez hacen las comprar de mercadería para su negocio. En algunas ocasiones no tiene tiempo de estar en su negocio ya que todavía estudia por eso su mama le ayuda a trabajar vendiendo arroz, bebidas, confites etc.

Con el préstamo quiere comprar arroz aceite azúcar y más productos para su negocio para aumentar sus ingresos. En un futuro desea ampliar su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $26,445,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Emmanuel David to buy rice, oil and sugar.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 22, 2011
Apr 27, 2011
Currency Exchange Loss:
Apr 15, 2012