A loan of $700 helped to pay for cases of natural medicines ordered in advance by her customers.


Judith's story

Meeting life’s challenges head on is a habit that could be developed only by the brave. Judith C., 41, does just like that. She is married to Reynaldo, a technician, and they have been blessed with two children who are studying in public elementary and high schools nearby. Judith works very hard to help her husband earn a living so that they will be able to send their children all the way through college. The family lives in Brgy. Commonwealth, Quezon City, Philippines.

Judith is a distributor of food supplements and other natural medicines such as CMD or Concentrated Mineral Drops. She has been in this business for quite some time now. She buys these items at discounted prices and sells them at regular prices to her customers. Judith has already built up a clientele through her friends, relatives and other social connections. She earns an estimated monthly net income of around 11,000 PHP. To help her continue business operations, she is requesting a 30,000 PHP loan, which she intends to use to purchase more cases and boxes of natural medicines ordered in advance by her customers.

Judith acknowledges that no challenge is too hard to deal with. She knows that the Lord will enable her to overcome and uphold the future of both her children and her business. As a CCT community partner, she faithfully attends the group's weekly fellowship* meeting where she can also draw strength and inspiration from the Word of God she reads.

*All CCT community partners and clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.



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