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Bashiraan's Group
In this Group: Bashiraan , Monika, Shahnaz, Farzana, Sumera
Bashiraan belongs to Mian Channu which is a small city located in Punjab Pakistan and known for its agriculture industry. She has been living there in a 2-room brick house with her family for the past 24 years. She is 48 years old, married to N., and has six sons and a daughter. Her eldest son has a construction supplies business while the second one sells wheat and rice. Her remaining children are studying in a local school.

It is very difficult for Bashiraan and her husband to afford their children’s school fees. That’s why her two elder children left their education and started work so that their younger brothers and their sister can continue their education. The older sons contribute their family financially from their earnings.

Her husband is also involved in a wheat- and rice-selling business. He supplies good quality products and that’s why he has a good number of customers and earns regular profits. He also operates a milk selling business and for this purpose he keeps two buffaloes and a cow at his home.

Bashiraan also supports her family financially by selling wood to her community clients. She is also a very good housewife and does her household tasks very well.

She has applied for a loan from Kiva partner Asasah for her husband who wants to improve his milk selling business by purchasing another dairy cow. He has been operating this business for the past 20 years and Bashiraan is very hopeful that an investment will bring more profits to him.

She is a regular loan user of Asasah and this is her second loan application. She has proved herself a responsible client of Asasah by paying the installments on time and by attending every meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 160
    View loans »
    Pakistan Loans Fundraising
  • $17,354,175
    Funds lent in using Kiva
  • 84.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bashiraan's Group's $1,025 loan helped a member to buy another dairy cow for milk selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 21, 2011
Apr 26, 2011
Currency Exchange Loss:
Apr 15, 2012