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Bou S., 41, is a a local rice cultivator who has been farming on her own land for many years. She earns about $1 per day. She is a widowed mother who has given birth to five children. Two of them are working at sewing clothes in a garment factory. Recently, the family's living conditions have not been comfortable because their house doesn’t have a toilet for daily use yet and this is harmful for their health. Therefore, Bou S. is requesting a loan to build a restroom for her family's sanitation.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 141
    View loans »
    Cambodia Loans Fundraising
  • $41,469,375
    Funds lent in using Kiva
  • 4,060.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Bou to build a restroom for her family's sanitation.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 30, 2011
May 1, 2011
Currency Exchange Loss:
Feb 15, 2012