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Naseem's Group
In this Group: Naseem , Maryam, Mumtaz Bibi, Zahooran Bibi, Naseem Bibi
Naseem belongs to Mian Channu which is a small city located in Punjab, Pakistan and known for its agriculture industry. She has been living there in a single room brick house with her family for the past 20 years. She is 46 years old, married to B. and has a son and two daughters. Her son sells animals to butchers. Her daughters stay at home and help Naseem in her daily household work.

Her husband operates an agriculture business. He has a small piece of land where he grows different seasonal crops. He is very active and works very hard to afford the living expenses of his family.

Naseem has applied for a loan from Kiva partner Asasah to further improve her husband’s business by purchasing seeds, fertilizers and pesticides etc. in larger quantity. Her husband has been operating this business for the past six years and Naseem is very hopeful that an investment will improve the financial condition of his business.

She is a regular loan user of Asasah and this is her 3rd loan application. In previous loan years, she has maintained a good credit behavior and never missed any meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 218
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 84.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem's Group's $1,150 loan helped a member to buy fertilizer, seeds and pesticides for agriculture business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 21, 2011
Apr 26, 2011
Currency Exchange Loss:
Apr 15, 2012