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Phim's Group
In this Group: Phim, Phim, Phim, Eang
Four low-income people have decided to seek a loan for similar purposes. One of these people, Phim M., 31, has been chosen to be the leader of this loan group by the other members.

Phim M. and her husband currently catch fresh fish in and around Tunle Sap River, and they always sell all fish at retail, so that they will get a proper price. They are blessed with four children, all of whom are young and attend school. Currently, the old machine the family uses to connect with the boat has broken down and this has been affecting their income. Phim M. will use this loan to buy a new machine to replace the broken one. She is the head of the four-member group.

Mrs. K., Mrs. N., and Mrs. T. are earning a profit by fishing; all of these women will use their loans to buy nets for their fishing activities.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 74
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Phim's Group's $1,000 loan helped a member to buy a new machine to replace a broken one.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 29, 2011
May 1, 2011
Currency Exchange Loss:
Feb 15, 2012