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Mrs. N. Ma, 28, is a housewife with two little kids. To service in her family’s expenses, her husband works driving a taxi, earning about $10 each day. Mrs. N. Ma has humbly requested for a loan to replace her husband’s old ruined taxi, which needs habitual repairs and wastes her family a lot of money. With a new car, she believes it will increase her family’s savings and raise their standard of living. ( Her husband is pictured because Mrs. N. Ma is unavailable).

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 236
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ma to purchase a new taxi to replace his old ruined one.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 13, 2008
Jan 29, 2008
Currency Exchange Loss:
Mar 15, 2009