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Santusa belongs to “Virgen Estrella de Oropesa” communal bank. It is located in Oropesa village, in the Quispicanchis province of the Cusco department. Santusa has a live in partner. She is 29 years old and has three children that are 11, 9 and 6 years old.

Santusa rents an oven and makes different kinds of bread, for which she buys flour, butter and sugar. She sells her bread at Oropesa’s bus stop every day. She puts the bread in a big basket and in packages, then offers it to all buses, cars and, in general, to all who pass through the main bus stop headed to Arequipa and Puno.

Santusa asks for this loan so that she can invest in the purchase of ingredients that she uses to make bread. She is very thankful for the loan and is committed to completing the loan payments in a disciplined way.
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La socia pertenece al banco comunal “VIRGEN ESTRELLA DE OROPESA”; Este banco está ubicado en el poblado de Oropesa, provincia de Quispicanchis y departamento de Cusco.

La socia es la Sra. Santusa, es conviviente; la socia tiene 29 años de edad; la socia tiene 3 hijos de 11, 9, 6 años de edad, la socia alquila un horno, la socia elabora panes y para ello ella compra harina, manteca, azúcar, la socia vende todos los días en el paradero de Oropesa los panes, ella los pone dentro de una canasta grande y embolsados y los ofrece a todos los buses y carros en general que pasan por la carretera principal destino las ciudades de Arequipa y Puno. La socia solicita el préstamo para invertir en la compra de insumos para la elaboración de panes.

La socia está muy agradecido por el préstamo y se compromete a cumplir con los pagos de dicho préstamo de forma disciplinada.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 39
    View loans »
    Peru Loans Fundraising
  • $64,487,050
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Santusa invest in the purchase of ingredients for making bread.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 15, 2011
May 1, 2011
Currency Exchange Loss:
Nov 15, 2011