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Rosa is from the village of Melchor Ocampo, a beautiful spot filled with vegetation and an agreeable climate. She has sold cosmetics and perfume by catalog for some 4 years. She offers her products to her neighbors and to different people who have secure employment, to avoid problems in payment.

Rosa is requesting a loan to obtain more selection and to be able to offer more things to her customers. She says “My customers like to smell perfumes and if they like them they buy them; that's why I need the loan, to have things on hand so that when they request a certain perfume, I can sell it to them and won't have to delay in order to buy those perfumes or cosmetics.”

Rosa buys her products from authorized distributors in the city of Zitacuaro. She notes that one problem she encounters in trying to gain more customers is the lack of time, because she has to prepare meals for her children plus take them to and from school.

But this doesn't hold her back. She wants to get ahead and she is dedicated to her business. Rosa is married to Jose, an employee, and they have 3 children; Jose Luis, who studies in primary, Alison who is 3 years old, and Angel who is 1 year old.
View original language description ↓
La señora Rosa es originaria de la población de Melchor Ocampo un lugar hermosos lleno de vegetación y con un clima agradable. Ella se dedica a la venta de cosméticos, perfumería por catalogo desde hace 4 años, ella ofrece sus productos a sus vecinas y a diferentes personas que tienen empleos seguros para que no le queden mal con los pagos. Doña Rosa esta pidiendo un crédito para tener mas surtido y pueda ofrecer mas cosas a sus clientelas ella dice “a mis clientas les gusta oler los perfumes y si les gusta se los dejan por eso quiero el crédito para tener en existencia para cuando me pidan algún perfume vendérselos para que no se me arrepientan de comprarme los perfumes o los cosméticos”. Ella surte sus productos en distribuidores autorizados en la población de Zitacuaro, comenta que una de sus problemáticas para poder tener mas clientas es la falta de tiempo ya que tiene que hacer la comida para sus hijos y llevarlos a la escuela. Pero eso no la detiene ella quiere salir adelante por que es una persona constante en su negocio. Doña Rosa esta casada con el señor José Luís el cual es empleado, ellos tienen 3 hijos José Luís el cual estudia la primaria, Alison de 3 años y Ángel de un año de edad.

About Mexico

  • $15,600
    Average annual income
  • 71
    View loans »
    Mexico Loans Fundraising
  • $22,243,100
    Funds lent in using Kiva
  • 11.6
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Rosa to buy perfume and cosmetics to sell by catalog.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 20, 2011
Apr 27, 2011
Currency Exchange Loss:
Sep 16, 2011