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G.s. Fraternidad Group
In this Group: Sebastiana Del Carmen, Maribel Del Socorro, Jose Antonio
Sebastiana del Carmen is married. Her husband is a merchant. Five people live in their house. She sells fruits and vegetables such as papayas, melons, watermelons, mangos, oranges, cabbages, avocados, bananas, and medlars in the market. She says that her business has gone well, and she has been able to increase the sales of her products. One of her sons helps her in this business, and so he also contributes to the family income.

José Antonio is single. He has three children who are in primary school. He also sells fruits and vegetables. His life has improved since he managed to use his earnings to improve his house and construct a new room.

Maribel del Socorro is a divorced mother. She has one son who lives with her. She sells fruits and vegetables. Her principal problem has been the lack of capital, since there have been times when other crops were available and she was not able to buy them. She wants to continue to invest in her business.
View original language description ↓
Sebastiana Del Carmen es casada, su esposo es comerciante, viven 5 personas en su hogar. Ella se dedica al comercio de venta de frutas y verduras como papaya, melones, sandias, mandos, naranjas, repollo, aguacate, bananos y nisperos en el mercado aduce que le ha ido bien en su negocio y ha podido incrementar sus ventas producto, uno de sus hijos le ayuda en este negocio, por lo cual también aporta al ingreso familiar. José Antonio es soltero, tiene 3 hijos que estudian en primaria, se dedica al comercio de venta de frutas y verduras. Su vida ha mejorado ya que he logrado con mis ganancias mejorar mi casa y construir un nuevo cuarto. Maribel Del Socorro es madre divorciada, tiene un hijo y vive con ella. Se dedica al comercio de frutas y verduras. El problema principal ha sido la falta de capital ya que le salieron otras cosechas y no las pudo comprar. Pretende continuar invirtiéndole a su negocio.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,395,725
    Funds lent in using Kiva
  • 22.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of G.s. Fraternidad Group's $900 loan helped a member to buy papayas, melons, watermelons, oranges, cabbages, avocados, bananas, and medlars to sell in the market.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 8, 2011
Apr 27, 2011
Currency Exchange Loss:
Jan 21, 2012