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Santa Rosa De Lamay Group
In this Group: Sabina, Jose Angel, Carlos Filomeno, Fabiola Noeli, Santiago, Reina, Casimiro, Ronald, Eusebia, Moises, Leoncio, Stephany Marcia*, Yamil, Renato
* not pictured
The members belong to the communal bank “Santa Rosa de Lamay.” This bank is located in the district of Lamay which is part of the Calca province and the department of Cusco.

The member is Sabina. She is married and is 51-years-old and has three children. The member works in her grocery store business and sells much needed products like rice, sugar, milk, oil, and noodles among other products. She opens from 9am until 9pm. She would like to expand her grocery store business. The member is requesting the loan to buy products like rice, sugar, oil, and noodles at wholesale prices.

The other members work selling corn, in a grocery store, in a restaurant, in a stationary shop, providing taxi services, and selling artisan crafts.

The member would like to thank those who are a part of this dream through this medium and promises to comply with making her payments in the established time period.
View original language description ↓
Los socios pertenecen al banco comunal “SANTA ROSA DE LAMAY”; Este banco se ubicada en el distrito de Lamay, perteneciente a la provincia de Calca y departamento de Cusco.

La socia es la Sra. Sabina; ella es casada y tiene 51 años y tiene 3 hijos; La socia trabaja con su negocio de tienda de abarrotes, la socia vende productos de primera necesidad como arroz, azúcar, leche, aceite y fideos entre otros productos, la socia atiende desde las 9:00 a.m hasta las 9:00 p.m, la socia quiere ampliar el negocio de tienda de abarrotes. La socia solicita el préstamo para comprar productos como arroz, azúcar, aceite y fideos al por mayor.

Los otros socios se dedican a la venta de maíz, tienda de abarrotes, restaurant, negocio de papelería, servicio de taxi y venta de artesanía.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 40
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Rosa De Lamay Group's $4,975 loan helped a member to buy products like rice, sugar, oil, and noodles at wholesale prices.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 18, 2011
May 1, 2011
Currency Exchange Loss:
Sep 15, 2011