Nana Y. is divorced and has three children. Nana is a fish monger at Abbina, near Elmina, a fishing community in Cape Coast. She has been in this trade for 8 years. Nana wishes to increase the supply of fish to her customers; she can only do this buy increasing her capital base. A loan will serve as increased capital to expand her fish smoking business.The income realized from her sales as a result of the capital will be reinvested back into her business. Nana is standing close to the traditionally built oven, with some of the fresh fish ready to be smoked.