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Mrs. Ray P. is 32 years old and a married woman who has been living the province of Siem Reap. To earn a living, Ray P. and her husband sell some grocery items, both retail and wholesale, at the local market. They have several years of experience in this sector and earn approximately $6 per day. They have been marred for several years and have six young children who attend school. She will use her loan to purchase additional grocery inventory. This loan will really increase her net income so she can use this cash to support her family.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 203
    View loans »
    Cambodia Loans Fundraising
  • $39,926,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Ray to purchase additional grocery inventory.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 24, 2011
May 1, 2011
Currency Exchange Loss:
Mar 17, 2012