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Em P., 31, is married and resides in Kampong Cham province, Cambodia, an area known for rubber plantations. Chao and her husband are farmers, earning an income of about USD 5 each per day. When available from the farming business, her husband is also a blacksmith. Each month, the family has to spend USD 58 on food and USD 74 on the other necessary expenses. P. is requesting a loan of USD 1200 to purchase pig food and pigs to raise for sale. This will be her first loan from CREDIT, a long-standing Kiva partner.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Em to buy pig food and pigs to raise for sale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 4, 2011
Apr 24, 2011
Currency Exchange Loss:
Sep 15, 2012