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Sreng V., 46, resides in Kampong Cham province, Cambodia. She is a farmer, pig raiser, and sells vegetables and dried fish. She has income of about 4.51 USD per day. Her husband, Chres Ly, is 51. His job is buying cows for resale, earning an income about 16.66 USD per day. They have 2 children; one is a student. Each month, the family has to spend 33.5 USD on food, 22.5 USD for their child’s fee for studying, and 35 USD on the other necessary expenses. Sreng V. is requesting a loan of 1,000 USD to purchase cows for resale. This will be her first loan from CREDIT, a long-standing Kiva partner. V. appears in the photograph with her husband.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sreng to buy cows to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 6, 2011
Apr 23, 2011
Currency Exchange Loss:
Apr 15, 2012