A loan of $4,925 helped a member to buy a generator and chairs.

Joseph S.'s Group's story

Salone Microfinance Trust (SMT), a partner of Kiva.org in Makeni, northern Sierra Leone, is very pleased to present to you teachers of the Yoni-Banna Secondary School in Mile Ninety-One, a town in northern Sierra Leone. Yoni-Banna Secondary School was founded in 1964 by the UMC Mission. Currently, the school is staffed with 45 employees and has an enrollment of 1,500 pupils.

Joseph S. S. is a teacher at the school and leader of this group of borrowers. The 43-year-old Joseph was born in Magburaka, a town in northern Sierra Leone. He has been in the teaching profession for 17 years. He is married and has four children – one in primary school, two in secondary school and one in college. Joseph has requested this loan in order to buy household materials - a generator and chairs.

Staff from this institution, like many other schools within SMT’s operational areas, come to SMT to apply for loans. At the end of each month, these teachers can repay the loan out of their monthly salaries. The institution’s bursar is directly responsible for deducting the repayment and pays SMT on their behalf.

(Also pictured in the bottom right corner of the photo is Daniel A. F., a borrower who was not able to be present for a group photo.)

In this group: Joseph S., Amadu, Barton I., Daniel A., Shembu I., John A., Abdul R., Kong, Yusuf, Phillip A., Raymond S., David Abib, Abdul John, Samuel , Ishmail B.

Loan details

Lenders and lending teams

Loan details