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Benediction Group
In this Group: Eugenie, Christine, Sossy Alida, Viviane, Noëlie, Madeleine, Celine, Martine, Bénédicte, Estelle, Isabelle Rose, Yenoukounmè Irène, Hélène, Jeanne, Angèle
"Benediction" is a group composed of 15 people whose president (the one with the raised finger in the photo) is named Eugenie. The group members know each other because they usually run their businesses in the same area of Abomey Calavi. With the goal of increasing its working capital, this group is seeking its first loan through ALIDÉ (one of Kiva's field partners).
Born on 5 April 1961 in Dassa-Zoumè in the department of Les Collines, Eugenie has lived for ten years in Tankpè, in the town of Abomey Calavi. She is married to a gentleman named Placide and has one child, who currently attends school. In addition to her own child, Eugenie has another child in her care. Eugenie and her husband take care of the various household expenses together. Eugenie ended her studies at the secondary level. For about fifteen years, she has sold various items (maize, beans, rice, canned goods, soap, etc.) at her store located in her home. This business provides her with an income that helps her contribute to the family's expenses. Eugenie buys her goods at Dantokpa, the international market in Benin, and at the Houègbo market in Benin. This first loan will definitely allow Eugenie and her group to raise the level of their businesses and increase their clientele and income. In the future, Eugenie's ambition is to build a house and rent it out.
BENEDICTION est un groupement constitué de quinze personnes et dont la présidente (celle qui a le doigt levé sur la photo) est nommée Eugenie. Les membres du groupe se connaissent parce qu'ils ont l'habitude de faire des cotisations dans le même quartier à Abomey Calavi. Dans le but d’augmenter leur fonds de roulement, ce groupement sollicite pour la première fois, un crédit auprès de ALIDé.
Née le 05 Avril 1961 à Dassa-Zoumè dans le département des Collines, Eugenie vit depuis dix ans à Tankpè, dans la commune d'Abomey Calavi. Eugenie est mariée à un monsieur nommé Placide et a un enfant, qui est scolarisé. En dehors de son enfant, Eugenie a un autre enfant à charge. Eugenie assure ensemble avec son mari les différentes charges de la maison. Eugenie a arrêté l'école au cours secondaire. Depuis une quinzaine d'année, Eugenie vend divers produits (maïs, haricot, riz, conserves, savons, etc.) dans sa boutique size à son domicile. Cette activité lui génère des revenus l'aidant à contribuer aux dépenses familiales. Eugenie achète ses produits à Dantokpa, marché international du Bénin et au marché de Houègbo au Bénin. Ce premier prêt permettra certainement à Eugenie et à son groupe de rehausser le niveau de leur activité et d’accroître leur clientèle et leur revenu. Dans l'avenir, Eugenie ambitionne construire une maison et la mettre en location.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 450.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Benediction Group's $2,075 loan helped a member to buy canned goods, maize, beans, manioc flour, and soap.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 13, 2011
Apr 23, 2011
Currency Exchange Loss:
Dec 15, 2011