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Nver N. lives in Sisian with his wife, two sons and a daughter. Nver works at the school as a teacher. His son is a contract serviceman in the army. Unfortunately, the salaries are low and not enough to meet the family's needs. So Nver is also engaged in agriculture. He has applied to SEF to increase his livestock and develop farming. With the requested loan, Nver plans to buy sheep, fuel and seeds. With the loan’s help, Nver will get more income and be able to insure better living conditions for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 141
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nver to pay for sheep, seeds and fuel.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 20, 2011
Apr 23, 2011
Currency Exchange Loss:
May 17, 2014