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François R. is a salaried employee and has been a client of ACB since 2008. Born in Rwanda, he is 28 years old, married and has three children whose ages range between 10 and 14. François completed 8 years of elementary school. This is his second loan with ACB and he is going to use his loan to buy sand, metal doors and cement to build his house. His strategy to grow his business is to build a fine house to live in. He would like to self-finance and to provide for his family's well being.
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François R. est salarié, et client d’ACB depuis 2008. Il a 28 ans, il est marié, né au Rwanda, il a 3 enfants entre 10 et 4 ans, François a fini 8 ans de l’école primaire. Ce crédit est son 2 eme cycle avec ACB, et il va utiliser son prêt pour acheter le sable, porte métallique, ciment pour la construction de sa maison. Sa stratégie pour la croissance de l’affaire est de construire une bonne maison d’habitation. Il voudrait s’autofinancer, et assurer le bien-etre de sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 49
    View loans »
    Rwanda Loans Fundraising
  • $18,404,150
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped François to buy sand, metal doors and cement to build his house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 12, 2011
May 11, 2011
Currency Exchange Loss:
Jul 15, 2012