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Patrick M. owns a photo studio. He has been a customer of the microfinance institution ACB since 2009. He is 28 years old, is single, and was born in Rwanda. Patrick studied journalism at the university until level G1. This is his second loan cycle with ACB. He will use the loan to buy two cameras for his studio. His strategy for growth is to buy high-performing and modern equipment in order to improve the quality of his service. His goal is to become self-financing, and also to look for ways how to get married and start his own family.
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Patrick M. a un studio photo, et client d’ACB depuis 2009. Il a 28 ans, il est célibataire, né au Rwanda, Patrick a fini G1 en journalisme. Ce crédit est son 2 eme cycle avec ACB, et il va utiliser son prêt pour acheter deux appareils pour son studio. Sa stratégie pour la croissance de l’affaire est de chercher les appareils performants et modernes pour améliorer les qualités de services qu’il offre. Il voudrait s’autofinancer, et aussi chercher comment peut-il se marier ainsi fonder sa propre famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $18,255,125
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Patrick to buy two cameras for his photo studio.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 15, 2011
Apr 27, 2011
Currency Exchange Loss:
Sep 15, 2012