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Sem V., 28, is married and resides in Takeo province, Cambodia, an area known for Pre-angkorean temples. V. is a worker in Thailand, earning an income of about USD 5 per day. His wife is employed at the garment factory, earning an income of USD 3 per day. Each month, the family has to spend USD 11 on food and USD 30 on the other necessary expenses. V. is requesting a loan of USD 700 to purchase a new motorbike for the family use. This will be his second loan from CREDIT, a long-standing Kiva partner.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 105
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Sem to buy a new motorbike for the family use.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 6, 2011
Apr 22, 2011
Currency Exchange Loss:
Mar 15, 2012