A loan of $675 helped to buy diapers, baby wipes, and other products for babies.


Cruz María's story

The “Nuevo Amanecer” (New Dawn) Communal Bank meets in Manabi province at Bajo de Montecristi, a small place surrounded by much vegetation. Its inhabitants are dedicated to different activities, including merchants and factory employees.

In this locale we got to know Cruz, who is 33 years old and maintains a common law relationship from which there are 3 children, ages 6 and 4, and a baby of 3 months. The eldest studies in school. The husband is a worker.

Cruz has a small stall where she sells diapers, baby wipes, and other products for babies. She works every day from 8:30 am until 5:00 pm. She tells us that sales are very good since hers is the only stall that sells these products in that locale, thus providing good earnings. Cruz has had her business for several years and she is very content because each day, the business grows. She buys her products in Manta, since prices are good there. Cruz enjoys her business; it permits her to get ahead economically and to provide her children's needs.

This loan is to buy diapers, baby wipes, and other products for babies. Cruz has been a member of her communal bank almost from the start. She is currently its Secretary and she likes it for the help and benefits she receives from this institution.

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Translated from Spanish by Kiva volunteer Harold Dana Sims, PhD


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