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Ada Luz
Ada Luz is 39 years old. She runs a drugstore belonging to her mother which she owns in partnership with a doctor. The drugstore is located in her home. She has had the support of her parents over all these years and they have given her the opportunity to finish her university studies.

Right now, Ada Luz is ready to receive her degree but she doesn't have the capital she needs to do this. She is looking for a way that she can complete the requirements she needs to fulfil in order to be granted her degree in chemistry and pharmacy and finish in August.

Ada Luz will be able to make her wish come true with a loan from Afodenic as they are offering her a loan with easy repayment terms and low rates of interest. She is happy that she will be able to achieve her goal for a better future.
View original language description ↓
Ada Luz tiene la edad de 39 años, ella administra una farmacia de su mama el cual tiene en sociedad con un doctor, ubicada en su casa de habitación. Todos estos años ha contado con el apoyo de sus padres el cual han dado la oportunidad de poder terminar su carrera universitaria.
En estos meses está sacando su titulo, solo que no cuenta con el capital del costo, el cual busca la alternativa para poder optar a su titulo, a licenciatura Química y Farmacia. Y poder culminar en el mes de Agosto.
Su anhelo lo hará posible atravez del financiamiento que Afodenic está dando por medio del préstamo con plazos accesibles y a bajos interese. El cual esta contenta por lograr el objetivo, para un futuro mejor.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 22.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Ada Luz to complete the requirements she needs to fulfil in order to be granted her degree in chemistry and pharmacy so that she can enjoy better opportunities in the future.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 14, 2011
Apr 25, 2011
Currency Exchange Loss:
Nov 15, 2012