A loan of $825 helped to buy perfume, creams, cosmetics and clothes.


Miriam Aydee's story

Every two weeks, the Nuevo Amanecer (New Dawn) community bank meets in Bajo de Montecristi, in Manabí province. This is a small place which is surrounded by a lot of vegetation. The locals work in different business activities such as selling products and working in factories.

Here we meet 38 year-old Mirian who is married and has three children aged 10, 4 and 8 months. Her eldest is in school. Her husband is a driver.

Mirian is a housewife who, in order to make her own money and help her husband with the family expenses, sells all kinds of clothes and also Esika and Yanbal products (beauty products, cosmetics, perfumes and ladies' accessories). She works three days a week. She leaves her products with her customers on credit and collects payment every week. Her beauty products are delivered to her home and she buys the clothes in Guayaquil whenever she needs to. She tells us that she has been in this line of work for four years.

Mirian will use this loan to buy perfume, creams, cosmetics and all kinds of clothes. She has been a member of her community bank since it was founded. She is in charge of overseeing payments and she enjoys being a member of the bank because it is easy to meet the payments.

Mirian's dream is to own a boutique.

Translated from Spanish by Kiva volunteer Linda Oxnard


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