Check out other loans that are currently fundraising!
Mchakato Group
In this Group: Happy, Rehema, Yunita, Jane, Mgeni, Gido, Bakari, Selina, Mariam, Minael, Agnes, Neema, Awami, Anna, Mary, Jumanne*
* not pictured
Happy C. is in her late thirtes and is a widow with four children. She has two business, selling charcoal and a beauty salon, which she has owned since 2007. She works from 6.00am to 9.00pm daily and is able to make a fair monthly profit.

This will be Happy's eighth loan from Tujijenge Tanzania. She used the previous loans to increase the salon's equipment and start selling charcoal, household expenses and school fees. She has paid back all her loans successfully. She hopes for a loan to increase the salon equipments and to buy more sacks of charcoal.

Happy will share this loan with her loan group "Mchakato" which has a total of 16 members. The members of the group will hold each other accountable in paying back their loans.

In the picture, Happy is second from left 1st row.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 18
    View loans »
    Tanzania Loans Fundraising
  • $16,055,625
    Funds lent in using Kiva
  • 1,505.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mchakato Group's $3,850 loan helped a member to increase salon equipment and buy more sacks of charcoal.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 13, 2011
Apr 23, 2011
Currency Exchange Loss:
Sep 22, 2011