A loan of $600 helped to pay for additional grocery items and beverages for her store.


Susana's story

This is Susana S., 44, a resident of C. Jose St., Pasay City, Philippines. She is married to Cerilo S., a janitor, and is the mother of two children who are studying in college while the other one is already working.

At this time, she is working hard to be able to send her youngest child all the way through college. This is a dream for most Filipino parents like Susana, as she herself is a high school graduate and believes that a college diploma is the best inheritance parents can leave to their children.

Susana operates a variety store. In the Philippines, a variety store is basically a small convenience store that retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 PHP’s-worth of cooking oil or an egg. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She makes a profit by getting supplies at wholesale prices and selling them at retail piece rates. She earns a minimum of 200 PHP in sales every day.

To help her continue operation of her variety store, she is requesting a 25,000 PHP loan. She plans to use this loan to buy more products like groceries, toiletries and beverages so as to expand her product inventory. She expects a boost in her business income as she expands her business.

Susana hopes that her business will become bigger and she will be able to build a bigger commercial place. She also prays for having their own house and lot for her family. As a CCT community partner, she faithfully attends the group’s weekly fellowship* meeting where she can also draw strength and inspiration from the Word of God she received.

*All CCT community members are organized into fellowship groups composed of 15 to 30 community partners that meet on a weekly basis. The fellowship groups gather to study the Word of God, build social capital, and pay microfinance loans.



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