A loan of $550 helped to purchase tools needed for the maintenance of her service.


Virginia's story

Virginia A. is from the village of Kimagting, Ninoy Aquino, Kalilangan, Bukidnon. She is 60 years old, married and has one adult child. To make a living, Virginia owns and operates a business providing videoke, karaoke and computer games services for local community members. Virginia has been engaged in her business for over 10 years and earns approximately 10,000 PHP a month from these activities.

In 2009, Virginia joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Virginia has successfully repaid a previous loan of 17,000 PHP from HSPFI. This previous loan was used to purchase materials needed to provide her service.

Virginia is requesting a new loan of 23,000 PHP which will be used to purchase tools needed for the maintenance of the service. This loan will be the 7th loan taken out by Virginia from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business.

About HSPFI: HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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