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Sala Sambila Plus Group
In this Group: Julie, Damien, Dieudonné, Mayimona, Pierre
Julie is 31 and married with two daughters aged two and five years old. The oldest goes to school.

Julie is the leader of the community bank named “Sala sambila Plus” which means "Work and pray" in English. The group is composed of five microentrepreneurs united in solidarity. The group was formed to receive loans from Kiva through the MFI HOPE DRC with the goal of developing their businesses.

Julie runs a restaurant. With her first loan from Hope, she has expanded her business by adding beverages that are in high demand where she works in eastern Kinshasa.

Julie makes the equivalent of $150 per week in profit. She has been a faithful Hope client, having four times obtained and correctly repaid loans. Since taking out loans from Hope her business has prospered.

Julie is planning to use the coming loan to increase the stock of her restaurant by purchasing fish, chickens and so on with the aim of increasing the profits. She is working very hard and would like to continue receiving Hope loans in order to achieve her dreams of modernising her restaurant by using electrical appliances, such as hot plates instead of charcoal. She also plans to open a soft drinks facility.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sala Sambila Plus Group's $1,175 loan helped a member to increase the inventory of her restaurant by purchasing fish, chickens and so on with the aim of increasing the profits.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 19, 2011
Apr 26, 2011
Currency Exchange Loss:
Sep 15, 2011