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Nona B. lives in the village of Tokhliauri, Kakheti Region. Nona is 44 years old. She lives with her husband, two adult sons, her parents-in-law and daughter-in-law.

Nona is a veterinarian and owns a vet pharmacy. She offers medicines and vet service to a couple of nearby villages, including the treatment of domestic animals, vaccination of domestic animals and vet consultations. Villagers can purchase different types of vet medicines in her pharmacy.

Nona’s family also owns two milk cows. Nona’s husband, Levan, handles the agricultural activities of the family. He makes cheese from the milk and sells it locally.

With the requested loan, Nona plans to increase stock-in-trade in the pharmacy, as the season for vaccination starts in a month and demand on vaccines will increase in the villages. Nona plans to reinvest her profit in further expansion of the pharmacy and development of the dairy farm. In the long term, this reinvestment will positively impact the living conditions of the family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 38
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Nona to purchase stock-in-trade (vaccines) for her vet pharmacy.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 19, 2011
Apr 21, 2011
Currency Exchange Loss:
May 15, 2012