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Anabel P. is from the village of Poblacion, Lantapan, Bukidnon. She is 38 years old. Anabel is married and has five school-aged children. Anabel owns and operates a sari-sari (variety) retail shop. The main source of income for the business comes from selling canned goods, junk food, breads, shampoo, soap, & biscuits in the local community. Anabel has been engaged in her business for over six years and earns approximately 6000 Philippine pesos (PHP) a month from it.

In 2010, Anabel joined HSPFI to gain access to financial services to help improve her living situation and ability to do business. She has successfully repaid her last loan from HSPFI, which was for 5000 PHP and was used to purchase additional inventory & for working capital.

This loan will be her second from HSPFI. Anabel is requesting 8000 PHP which will be used to purchase additional canned goods, breads, & beverages. She plans to use the additional revenue generated from the business to improve and expand it.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 536
    View loans »
    Philippines Loans Fundraising
  • $69,842,450
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Anabel to purchase additional canned goods, breads, & beverages.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 12, 2011
Apr 21, 2011
Currency Exchange Loss:
Feb 15, 2012