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This is Adelina E., 49, a resident of Victoria Reyes, Dasmariñas, Cavite City, Philippines. She is married to Vicente E., a seafarer. She finished high school and decided to run a rice retailing outlet as a source of income for her family.

Adelina has been operating a rice retailing business for quite some time now. She buys sacks of rice at a wholesale price and retails the same per kilo with minimum mark up. In the Philippines, almost all Filipinos are rice consumers since rice has always been a part of their daily meals. Serving her local community, Adelina earns an estimated net income of around 12,000 Philippine Pesos (PHP) a month.

To help her continue operation of her business, she is requesting a 25,000 PHP loan. She plans to use this loan to buy more sacks of rice for retailing. She expects a boost in her business income as she expands her business.

Adelina always desires a happy and abundant life. She prays that her business will continue to grow and be of help not only to her family but also to her relatives and neighbors. As a CCT community partner, she faithfully attends the group's weekly fellowship meeting* where she can also draw strength and inspiration from the Word of God she studied.

*All CCT community members are organized into fellowship groups composed of 15 to 30 community partners that meet on a weekly basis. The fellowship groups gather to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 397
    View loans »
    Philippines Loans Fundraising
  • $70,817,050
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Adelina to pay for sacks of rice for retailing.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 12, 2011
Apr 21, 2011
Currency Exchange Loss:
Aug 15, 2011