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Haydee, age 25, lives with her partner and has one son. She is a member of the communal bank QORILAZO; the bank is located in the Cusco district of the Cusco province which is located in the department of Cusco.

Haydee divides her time between her daily activities and her empanada business (empanada is a South American stuffed bread/pastry). She prepares meat and chicken empanadas and then sells them around the neigborhood from 8am to 1pm. This business provides the income Maria needs to raise her children.

Maria would like to expand her empanada business and she is seeking a loan to purchase ingredients such as flour, chicken, meat, and butter that are necessary for the preparation of empanadas. She is very happy about the loan and is committed to repaying it in a timely manner.
View original language description ↓
La socia pertenece al banco comunal “QORILAZO”; El banco está ubicado en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Haydee; ella tiene 25 años de edad y es conviviente y tiene 1 hijo; La socia alterna sus actividades diarias con el negocio de venta de empanadas, ella prepara las empanadas de carne y pollo y luego lo vende en forma ambulatoria desde las 8:00 a.m hasta las 1:00 p.m, por medio de este negocio la socia saca adelante a sus hijos, la socia quiere ampliar el negocio de venta de empanadas. La socia solicita el préstamo para comprar insumos como harina, pollo, carne y manteca para preparar las empanadas.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Haydee to purchase ingredients (such as flour, chicken, meat, and butter) necessary for the preparation of empanadas.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 14, 2011
Apr 24, 2011
Currency Exchange Loss:
Sep 15, 2011