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Moyopata-San Sebastian Group
In this Group: Cosme, Graciela Hermione, Alejandro, Olimpia, Felicitas, Jorge, Rutty*, Vilma, Edwin, Ernestina*, Maritza, Giovana
* not pictured
The members belong to the Moyopata-San Sebastian community bank. This bank is located in the district of Cusco, belonging to the province and department of Cusco.

The member is Cosme. She lives with her partner, is 41 years old and has five children. She works at her business selling artifacts and clothing. She has a store where she sells second-hand artifacts and clothing. She works from 9AM until 6PM and through this business, she gets her children ahead. She wants to expand her business selling second-hand clothing and artifacts. She is requesting the loan to buy clothing and artifacts.

The other members are dedicated to selling food, vegetables, a grocery store and selling clothing.

The member is thankful to those who are a part of this dream in this way and promises to make the repayments at the established deadlines.
View original language description ↓
Los socios pertenecen al banco comunal “MOYOPATA-SAN SEBASTIAN”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Cosme; ella es conviviente y tiene 41 años y tiene 5 hijos; La socia trabaja con su negocio de venta de artefactos y ropa, ella tiene una tienda donde vende artefactos y ropa de segunda mano, la socia trabaja desde las 9:00 a.m hasta las 6:00 p.m y por medio de este negocio la socia saca adelante a sus hijos, la socia quiere ampliar el negocio de venta de ropa y artefactos de segunda mano. La socia solicita el préstamo para comprar ropa y artefactos.

Los otros socios se dedican la venta de comida, venta de verduras, tienda de abarrotes y venta de ropa.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Moyopata-San Sebastian Group's $2,925 loan helped a member to buy clothes and artifacts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 13, 2011
Apr 24, 2011
Currency Exchange Loss:
Sep 15, 2011