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Los Comerciantes De Andahuaylillas Group
In this Group: Higidia, Julia, Victoria, Luz Maria*, Mirian Jessica, Rosario, Juana, Jose Luis, Yaquelin, Vilma, Vima Petronila*, Fortunata
* not pictured
These are the members of the village bank "Los Comerciantes de Andahuaylillas". This bank is located in the district of Andahuaylillas, which is in the province of Quispicanchis in the department of Cusco.

One member, Mrs. Higidia, is 44 years old, separated and has 5 children. She sells food and also raises animals like guinea pigs, chickens and pigs. She sells food in the market of Andahuaylillas, working from 7:00am until 2:00pm. With these small businesses, she helps her children to get ahead. She wants to increase and improve her food sales and animal husbandry businesses. She asks for the loan to buy cooking products and animal feed.

The other members sell milk, run grocery stores, sell chicha [a local beverage], work as electricians and mechanics and sell pasture.

She thanks those who are part of her dream by this means, and promises to comply with the payments in the established time period.
View original language description ↓
Los socios pertenecen al banco comunal “LOS COMERCIANTES DE ANDAHUAYLILLAS”; Este banco se ubicada en el distrito de Andahuaylillas, perteneciente a la provincia de Quispicanchis y departamento de Cusco.

La socia es la Sra. Higidia; ella es separada y tiene 44 años y tiene 5 hijos; La socia trabaja con su negocio de venta de comida y también se dedica a la crianza de animales como cuyes, pollos y chanchos, el negocio de venta de comida lo realiza en el mercado de Andahuaylillas,ella trabaja desde las 7:00 a.m hasta las 2:00 p.m,la socia por medio de estos pequeños negocios saca adelante a sus hijos, la socia quiere ampliar y mejorar sus negocios de venta de comida y crianza de animales. La socia solicita el préstamo para comprar productos para cocinar y alimentos para los animales.

Los otros socios se dedican a la venta de leche, tienda de abarrotes, venta de chicha, técnico electricista, mecánico y venta de pasto.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Comerciantes De Andahuaylillas Group's $4,275 loan helped a member to buy cooking products and animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 15, 2011
Apr 23, 2011
Currency Exchange Loss:
Dec 15, 2011