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Irma, age 24, is a member of the communal bank “VIRGEN NATIVIDAD”; the bank is located in the Urubamba province of the Cusco department. Irma is single and makes her living buying and selling corn; she also has plots of land where she plants and harvests corn crops, which she then sells after the harvest. Irma also works at a local hotel.

Irma would like to use the loan to purchase seed and manure for her corn plots. She is very grateful for the loan and is committed to repaying it in a timely manner.
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La socia pertenece al banco comunal “VIRGEN NATIVIDAD”; Este banco está ubicado en la provincia de Urubamba y departamento de Cusco.

La socia es la Sra. Irma: es soltero y tiene 24 años de edad; la socia se dedica a la compra y venta de choclo, la socia tiene terrenos de cultivo y ella siembra y cosecha choclos, una vez cosechado ella los vende; la socia también trabaja en un hotel en la zona, ella desea invertir su préstamo en la compra de semillas y abonos, la socia solicita el préstamo para comprar semillas y abonos para la tierra.

La socia está muy agradecida por el préstamo y se compromete a cumplir con los pagos de dicho préstamo de forma disciplinada.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Irma to purchase seed and manure for cultivating corn.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 12, 2011
Apr 22, 2011
Currency Exchange Loss:
Sep 15, 2011