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This is 31-year-old Wulamatu S., a single woman with one dependent, her elder sister’s son. Wulamatu, who is very determined to conscientiously improve her business, has been selling bags for the past two years, working seven days a week for ten hours each day. She is now requesting a loan of Le 3,000,000 to buy a large quantity of various bags for her business. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Wulamatu to buy a variety of bags for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 6, 2011
Apr 21, 2011
Currency Exchange Loss:
Mar 16, 2012