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Plamerdi Plus Group
In this Group: Jean Claude, Chantal, Mpata, Ngindu, Kitima, Mabela, Mayuku, Hélène, Ntumba, Mbongo, Tshibanda, André, Nancy, Mvue
Jean Claude, aged 49, is the president of the community bank “Plamerdi Plus” which is composed of 14 members united in solidarity to receive loans from HOPE DRC, a Kiva field partner, with the goal of developing their businesses.

Jean Claude is married and the father of two children who attend school. He runs a cellphone booth and is a money changer. He has been in business since 2000. He manages his cellphone booth in his area located east of the DRC's capital Kinshasa. Each week, he says his business brings in a profit of $70.

Jean Claude is a loyal client of IMF HOPE RDC who has already received nine different loans and has repaid them properly. He intends to use the proceeds of this loan to buy more prepaid phone cards to resell with the aim of increasing his profits. His ambition is to have his own significant capital.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 12
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Plamerdi Plus Group's $4,225 loan helped a member to purchase more prepaid phone cards to resell.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Apr 14, 2011
Apr 21, 2011
Currency Exchange Loss:
Sep 16, 2011