A loan of $500 helped to buy products (rice, soap, beans, peanuts, etc.).

Casimiro Nhamuge's story

Casimiro Nhamazane S. was born in Chibuto District, Gaza Province in southern Mozambique, and he is single. He only finished second grade and did not continue with school because his parents could not afford it. He lives in his own house with his family and supports four relatives (nephews and/or nieces) who live with him.

He left Gaza to move to Maputo because of the war, and he came here with his family. For more than 20 years he has had his own business selling staple goods. Casimiro has no employees and has a monthly income of about 4,000 meticais, which he uses for household expenses. He is also able to save some money through Xitique (a traditional system of rotating savings).

Casimiro has never had loans from other banks, and he learned about Hluvuku by talking with friends who are customers of this institution. This is his third Hluvuku loan, and he is asking for 15,000 meticais to buy products (rice, soap, beans, peanuts and other items) to increase his inventory. The previous loans were both for 9,000 meticais and were for the business.

He promises to make his payments on time so he can take out more loans in the future. He intends to ask for more loans to build a brand-new store as a way of improving his business.

Translated from Portuguese by Kiva volunteer

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