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This is 45-year-old Martha K.. She is married and has one child, age 12. She has one additional dependent, who is her husband’s relative. For the past seven years, Martha has been selling drinks, plasticware, and provisions such as milk, sugar, margarine, cheese, etc., in the central business district of Freetown. Martha is very determined to continuously improve her business. She opens her business six days a week, eleven hours a day. She would like a loan in the amount of 5,000,000 SLL. Martha requires a loan in order to buy stock for her business in large quantities, which saves her from frequent travel to buy in smaller quantities. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Martha to buy drinks, provisions, and some plastic utensils.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 6, 2011
Apr 20, 2011
Currency Exchange Loss:
Jan 15, 2012