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Rosarah is 38 years old and married with three children.

She earns a living by farming vegetables in the Philippines. Rosarah is borrowing PHP 10,000 through NWTF to buy pesticides and fertilizers for her vegetable farming.

Rosarah has been farming vegetables for nine years and also earns additional income from being an Avon dealer, selling Ready-To-Wear and livestock raising.

She is working tirelessly toward the attainment of her dream to save enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 385
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Rosarah to buy pesticides and fertilizers for her vegetable farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 31, 2011
Apr 21, 2011
Currency Exchange Loss:
Oct 15, 2011