A loan of $675 helped a member to cover education costs.

Gina Piator Group's story

Gina P. is currently residing at Sepac, Sapang Dalaga. Gina is the group leader of a 3-member group loan offered by PMPC. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults.

Gina is 36 years old, married and blessed with three children all of whom are still school-aged. To make a living, Gina is engaged in cosmetic sales with which she's able to earn a monthly net income of not less than PHP 3600. She has been in this business for more than five years.

In 2007, Gina joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Gina has successfully repaid a loan amount of Php 7,000. She is now requesting a loan of Php 10,000 as her 12th loan which will be used for educational purposes.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Gina, Leonora, Bema

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