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Judith Maria
Judith is 48 years old. She has a variety store business where she sells sheets, towels, women’s clothes and articles for special occasions. She began this business by selling shoes, after receiving a loan from the Mario Santo Domingo Foundation. After this she started selling other products such as articles for the home, clothes for all occasions, perfumes, bags, sheets, etc. Her dream is to buy an apartment and rent it out. In this way she will increase her income. She would like to grow her business in order to have more income as she is the head of the household and is totally dependent on her business for survival. Judith needs to develop other forms of income in order to insure the well being of her family. With her nineteenth loan from the Mario Santo Domingo Foundation and her first loan from KIVA, she will buy products requested by her customers for the season, which begins with Mother’s Day in May. She will buy things for the home, clothes and shoes that she sells buy financing her customer’s purchases or allowing them to purchase them on layaway. She helps them finance their desires and their needs.
View original language description ↓
Judith Maria E. V., tiene 48 años y un negocio de variedades donde vende mercancía como sabanas, toallas, ropa femenina, y en general artículos para toda ocasión; ella inició este negocio con la venta de calzado a través de los créditos de la Fundación Mario Santo Domingo; así fue incursionando en otras líneas, logrando adicionarle detalles para el hogar, ropa para toda ocasión, perfumes, bolsos, sabanas etc. su sueño es lograr comprar un apartamento para rentarlo y ampliar su negocio para obtener mas ingresos, pues como es cabeza de hogar y depende totalmente de su negocio, Judith necesita desarrollar otra forma de obtener un ingreso adicional para aumentar su bienestar y el de su familia. Este es su crédito # 19 con la Fundación Mario Santo Domingo y su primer credikiva, con el cual comprará productos encargados por sus clientes a propósito de la temporada comercial que se avecina y que inicia con el día de las madres en el mes de Mayo: detalles para el hogar, ropa y calzado, que venderá mediante el sistema de financiamiento y también de contado a sus clientes, a quienes ofrece los términos adaptados a las posibilidades de pago , a sus gustos y necesidades reales.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 238
    View loans »
    Colombia Loans Fundraising
  • $16,895,775
    Funds lent in using Kiva
  • 1,811.1
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Judith Maria to buy objects for the home, clothes and shoes.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 15, 2011
Apr 19, 2011
Currency Exchange Loss:
Feb 15, 2012